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Let Go Of “One day”: How To Make Sure You Actually Hit Your Financial Goals

hit financial goals

You may be dreaming about the day when your financial goals will come to fruition. But exactly when is that day? You can determine that with this simple principle.

You are looking forward to the day when you can retire, the day when you will have enough money set aside to purchase your own home, or the day when you can travel the world.

You can’t wait.

But when is that day? Is it one day? Or do you know exactly when it will happen?

We all have financial goals and dreams that we want to live out. On a large scale, we know the life that we want to live, but on a small scale there are things that need to be taken care of today.

Bills need to be paid, tires need replacing, and your teen-aged boy’s feet just grew by two sizes. But what’s the separator between the things that actually get done and the things that straggle on the bottom of our to-do list forever?

The separator is our sense of urgency. A sense of urgency tells us that something has to get done NOW and that it cannot wait.

So how do you create a sense of urgency with your financial goals and dreams?

You set a deadline.

Setting a reasonable due date for your financial goals keeps you accountable to yourself. When you set a goal with the deadline, your mindset changes and you start to tell yourself that this goal is no longer just a dream; it’s an expectation.

This is exactly what I did. In my young adult years, I told myself that by the time I turned 30 I would have purchased my first home— and it happened. Giving myself a due date was different than simply saying, “one day I want to purchase a home.”

Setting deadlines for your financial goals helps you to commit yourself to the end result, and it helps you to take the necessary actions that will move your dreams towards becoming a reality.

Once you mark a due date on your calendar for your goals, you commit yourself to the process of change and you are more likely to hang in there until the end.

For example, if you set a goal to pay yourself/save $1000 within three months, you will be less likely to make unnecessary purchases like you used to. Instead, you will think twice about where your money is going and you’ll consider putting that cash towards your purpose.

The sooner you reach your financial goals, the sooner you can live the life that you want to live.

So don’t let “one day” trick you out of actually reaching them. Look at your goals and determine when they will happen.

You can even set milestones to hit along the way. When will you retire? When will you buy your home? When will you take that trip? It’s up to you.

Write out your financial goals, set a due date, mark the calendar, and review them every day…and it won’t be long before you are living your dream.

Image courtesy of FreeDigitalPhotos.net

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